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3/8/2016 (Permalink)

Tree Root Water Back Up St. Clair Shores

Any dwelling that has plumbing carries risk of a sewage backup, but homes in places that commonly flood, get heavy rain or are in old or historic neighborhoods are particularly prone to backups. You'll know a sewage backup has occurred if water or waste is coming up through floor drains in the basement if you have one, or sink drains.

According to the Insurance Information Institute, specific coverage for sewage backups should be added to your home insurance policy in the form of a sewage backup rider. Such a rider generally costs $40 to $160 a year, depending on the deductible and how much coverage you need.

The real danger with not having home insurance coverage for sewer backups is that there's no real way to tell what condition your line is in because it's underground. Common problems include blockage from shrubs and tree roots, which can cause extensive damage and cracking when they seep into the joints of the pipeline. As the tree or shrub grows, so does the damage. To prevent roots from entering, you can replace your line and tap with plastic pipe.

Another reason for a backup is blockage in the city's sanitary main. You can reduce the likelihood of it entering your home by having a qualified plumber install a backwater valve, but it won't completely prevent the problem from happening in the main line.

If you do experience a sewage backup, responding quickly is critical to prevent further damage and health risks.  By calling SERVPRO of St. Clair Shores, you will have an immediate response of crews removing standing water/sewage, removing all affected contents, steam cleaning or removing wet carpet and damaged walls, disinfecting all floors and walls, and sanitizing and drying out your basement or your home/business.

If you do have a rider on your home insurance policy that covers sewage backups, we will work directly with your insurance carrier.  If it is a self pay or a covered insurance loss we will provide before and after pictures of all affected areas and property.  Call the experts at SERVPRO of St. Clair Shores at 586-741-5050.