Are you covered if your basement floods?

7/21/2016 (Permalink)

It's #InsuranceAwarenessDay which is a good reminder to make sure your property insurance is up to date and that you're fully aware of what it covers and what it does not.

Most people do not realized the riders most policies offer as additionals.  These would cover things such as SEWER AND DRAIN BACKUP.  Most insureds do not realize they do not have this coverage until it may be too late! 

Now is the perfect time to call your insurance agent for a review of your policy.  Make sure to let them know if you have finished your basement or if you store a lot of contents down there, such as storage rooms or living areas with sofas and tvs.  Your insurance agent will be triggered to make sure you have the correct coverage on your home if you are able to let them know what you need covered.  If you have any questions on what it costs for the average sewer back up in a finished basement, give us a call today at (586) 741-5050.  We would love to help you make sure you choose enough coverage limits.  We are always Here to Help at SERVPRO of St. Clair Shores at (586) 741-5050